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The Cycle Frontier: How to Get Insurance and Why it is Important

Insurance is one of the features The Cycle: Frontier has to help players mitigate losses. This guide goes over how to get insurance and why it is important to have.

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The Cycle: Frontier can be a challenging game for new players. Specially considering that you’re likely to die and lose all of your gear. But that’s where insurance comes in. Insurance helps mitigate the loss of items upon death. Here’s exactly how it works.

How to Get Insurance in The Cycle: Frontier

Getting insurance is relatively simple. In the loadout screen, before you deploy to a map, you should see a screen like this:

How to Get Insurance in The Cycle: Frontier

You’ll notice that the insurance option is on the top-left of the screen. At first it won’t say costs or anything like that. You can turn it on by just clicking the on button, which will ensure your entire loadout. Do note that items inside your backpack aren’t counted for insurance at all. Anyway, once you’ve turned it on it will tell you the cost of insurance and how much you will receive upon death.

Insurance rates in The Cycle: Frontier are actually pretty fair. If you die, you’ll be getting a fair return of your loadout’s costs. If you actually survive, you’ll get more than enough K-Marks to offset the cost of insurance. Specially for new players, there’s no reason to not take advantage of insurance.

Why is Insurance Important?

In The Cycle: Frontier, you may lose items from your loadout upon death. The game can be pretty challenging for new players and dying is nearly guaranteed while learning the ropes. Insurance is there to make the punishment of death less brutal. You get a fraction of the cost of any items as K-Marks. As mentioned previously, there really is no reason not to use insurance. Unless you have a completely disposable loadout you don’t mind losing entirely, be sure to always tick the insurance on before deploying.

ALSO READ: The Cycle Frontier: How Long Do Storms Last and How to Survive?

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Terraria: How to Get Lava Charm 1.4.4 Update

The Lava Charm allows you to safely walk on lava without taking any damage for a few seconds, but it’s a rare item that only has a 5% chance of spawning.

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Lava is one of the many terrains that you can encounter in Terraria. This one, however, is found deep underground right in the Cavern layer. That said, walking on lava will cause you to take damage per hit, making it quite dangerous if you happen to fall on one.

Luckily, you can prevent that issue with the help of the Lava Charm. In this guide, I’ll show you how you can obtain this item in the new 1.4.4 update.

How to Get Lava Charm 1.4.4 Update in Terraria

The only way to obtain the Lava Charm in the game is by looking for it in Hellstone and Obsidian Crates. However, it only has a 5% chance of spawning, which means you’ll have to look into various chests to find one.

You can make the process a lot easier by using seed 1.4.1.1547844366.

Credits: Udisen Games

As soon as you get there, you’ll want to open your inventory and use the Magic Conch. Then, make sure that you teleport to the ocean on the farthest left. Then, use your drill and dig deep straight into the ground until you reach the Caverns

Once you do, head to the right and go through the small tunnel on a diagonal pattern until you stumble upon some lava pools. Here, simply look for chests on the ground and hope that they contain a Lava Charm.

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